Scope of Cover:
The policy indemnifies any act committed by the insured, who shall be a Registered Medical practitioner, giving rise to any legal liability to Third Parties. The insured includes the policy holder and his qualified assistants of employees as named in the proposal from. It applies to claims arising out of bodily injury and/or death of any patient caused by or alleged to have been caused by error, omission or negligence in professional services rendered or which should been rendered by the insured or qualified assistants name in the schedule or any nurse or technician employed by the insured.
1. Legal liability as fixed by court in India to pay compensation.
2. Defense costs and expenses. This means all costs, fees and expenses incurred with the prior consent of the insure in the investigation, defense or settlement of any claim made against the insured, provided the claim with in the ambit of the policy.
The amount of payment under (a) and (b) will not exceed he amount insured for in he policy under the limit of Any One Accident (AOA) in respect of any or all claims made against the insured arising out of Any one Accident.